Code Of Ethics And Conduct - 1896 Words

ETHICAL HEALTH OF A BUSINESS The Code of Ethics and Conduct of CheckPoint Software Technologies by Justice-Anyai June 2015 ABSTRACT The code of ethics and conduct is a written set of rules and regulations that provides guidance to employees of an organization on how to conduct themselves and carry out their duties in line with the organization’s principles. The code of ethics and conduct is also be backed up by suitable disciplinary actions. A code of ethics and conducts helps employees deal with ethical issues and other gray areas that they face as they execute their daily activities. An effective code of ethics and conduct is required for an organization to run smoothly and maintain a positive image. Having an ineffective code of ethics and conduct is almost like having none. Checkpoint is dedicated to nurturing their reputation as an ethical company that does the right thing for shareholders, employees, partners and the public. Checkpoint’s code of ethics and conduct provides a guide to its employee and stakeholders for honest and ethical conduct. This project is aimed at evaluating Checkpoint’s code of conduct to identify the areas that require improvement and propose an improvement plan accordingly. INTRODUCTION Established in 1993, by Chairman and CEO Gil Shwed, Check Point software technologies first pioneered the I.T. security industry with FireWall-1 and its patented Stateful inspection technology, which is still the foundation for most networkShow MoreRelatedEthics And Code Of Conduct900 Words   |  4 Pagesindividuals develop a code of ethics based on their personal values and beliefs it is important that we always act in a manner that is appropriate to our code of ethics. This paper will talk about what a code of conduct is, my personal code of conduct, Entergy’s code of con duct, and why ethics statement is so important. Code of conduct â€Å"A code of conduct explains an organizationsRead MoreCodes Of Conduct And Code Of Ethics925 Words   |  4 Pagesexpertise which meet registration standards. There are distinctive competency standards, code of conduct and code of ethics for enrolled nurses, registered nurses and nurse practitioners. In addition, notations on the nurses registration limit their practice to a specific specialty such as those solely qualified to mental health nursing or paediatric nursing. As specified in the National Board standards and codes, registration requirements, relevant legislation, educational preparation, and contextRead MoreCode Of Ethics And Conduct1261 Words   |  6 PagesSummary The code of ethics and conduct is a written set of rules and regulations that provides guidance to employees of an organization on how to conduct themselves and carry out their duties in line with the organization’s principles. The code of ethics and conduct is also be backed up by suitable disciplinary actions. A code of ethics and conducts helps employees deal with ethical issues and other gray areas that they face as they execute their daily activities. An effective code of ethics and conductRead MoreEthics Of A Code Of Conduct903 Words   |  4 Pageshas been working with a code of conduct. As we all know the Code of Conduct reflects upon the ethical culture of an organization, which is taken from the company mission statement. This meeting is in part to address this concern and to deliver the importance of having a Code of Conduct in place, which will be beneficial for both UWEAR and PALEDEMIN. This is not to imply that unethical conduct has been taking place in either company, by having code of conduct in place will help to ensureRead MoreCode Of Ethics And Conduct1564 Words   |  7 PagesEthics is defined in multiple ways. These are considered as rules or regulations which sense the right or wrong doing related to any individual. Ethics in professional life can be defined as the sense of a person with which is responsible for controlling that routine practice of a particular person with which he can distinguish between right and wrong (Resnik, 2011). In professional fields, the importance of ethics can’t be denied. Every profession makes use of certain guidelines on the basis ofRead MoreEthics As A Code Of Conduct880 Words   |  4 PagesEthics, in politics, can be used as a ‘code of conduct’ – a set of rules or norms for diplomatic behaviour. When considering ethics as a constraint on states and political institutions, it can be argued to be powerful and influential. However, the question of whether politics can be improved by ethics is debatable. The aim of this essay is to highlight evidence for and against the notion of whether ethics can constrain and improve politics through the use of realism and cosmopolitanism, their argumentsRead MoreCode Of Ethics And Professional Conduct1274 Words   |  6 PagesReview of the Code of Ethics and Professional Conduct of BIP The Code of Ethics and Professional Conduct (CEPC) has been formulated on the basis of article 44, 45, 46, 47 of BIP constitution, to secure the rights and benefits of the Planners community in Bangladesh. CEPC not only provide guidance and support to the members of BIP on their lead in the professional field but also offers assurance to the client who avails the services of Planners. Members have the opportunity to express their opinionRead MoreEthics And Code Of Professional Conduct1598 Words   |  7 Pages(NMBA) Code of Ethics and Code of Professional Conduct. Failure to provide care within these parameters could lead to serious consequences for the patient and nurse themselves. Enrolled Nurses must work within certain legal and ethical parameters to ensure appropriate care is provided to patients and also so the nursing profession itself is upheld in a respectful and trusting manner. In order to work ethically, nurses are required to adhere to the code of ethics and code of professional conduct setRead MoreCode Of Ethics And Professional Conduct Essay1919 Words   |  8 PagesCode of Ethics and Professional Conduct Introduction Ethics and professionalism are the centerpieces of any organization that wants to conduct business in today’s global environment. The Project Management Institute (PMI) is an organization that believes in the principles that governs professional behavior and ethics. By a consensus decree of many countries worldwide; the PMI formed the Code of Ethics and Professional Conduct (CEPC) for project management. The CEPC became the standard that all projectRead MoreCode Of Ethics And Moral Conduct2316 Words   |  10 PagesCode of Ethics and Moral Conduct By Tim Bowles OMM660 Business Ethics and Social Responsibility Instructor Prof. Andree Swanson June 27, 2015 Introduction Since morals and morality require conscious choices, man is the only animal who can be moral or immoral. Thus, man is the only animal who can consciously, or purposely make moral choices: to think or not to think, to produce or usurp, to benefit or hurt oneself or others. The meaning of moral is simple and direct (e.g., the productive

Essay on Market Efficiency - 2044 Words

Market Efficiency In simple Microeconomics Market efficiency is the unbiased estimate of the actual value of the investment. The stock price can be greater than or less than true value till the time these deviations are arbitrary. Market efficiency also states that even though investor has got any kind of precise inside information will be unable to beat the market. Fama (1988) has defined three levels of market efficiency: 1. Weak-form efficiency Asset prices instantly and completely reflect all information of the previous prices. This means future price variations can’t be foreseen by using preceding prices. 2. Semi-strong efficiency Asset prices entirely reflect all of the publicly available data. Therefore, only investors with†¦show more content†¦Campbell (2000) concludes that despite difficulties, the proof for predictability has rational significant level of statistics. Most financial economists have accepted that aggregate returns do contain an important predictable element. 1. Dividend Yield Dividend price ratio of a stock is dividend received during a period divided by the price of the stock at the end of the period. Dividend yield is mathematically calculated by dividing the dividends received during the period by the price of the stock at the beginning of the period. Dividends yield is the measure of cash flow for each pound invested in an equity position. Supposedly, there are two companies C1 and C2. Both pay annual dividend of  £1. Stock of C1 and C2 is traded at  £10 and  £20 respectively. Then C1 has 10% dividend yield whereas C2 has only 5% dividend yield. The investor will surely prefer investing in C1 rather than C2. According to Fama (1988)’s certainty model dividend per share for a period grows at a constant rate and market interest rate which links future dividends to stock price is also constant. D(t)/ P(t-1) = r-g But, according to Goyal (2003) it has been observed that over the period dividend price ratio have become non-stationary. Neither the dividend-yieldShow MoreRelatedImproving The Efficiency Of The Market1198 Words   |  5 PagesTo improve the efficiency of the market, CRAs act as reliable information providers to collect and process information pertinent for the assessment of credit quality, and disseminate the results to financial market participants such as investors and portfolio managers. The rating information provided by CRAs will reduce information asymmetries in the market, and this will lead to a higher level of investor confidence, increased activities in the market and lower transaction costs. To begin withRead MoreThe Efficiency Of Stock Market Essay1814 Words   |  8 Pages2.1 Efficiency of Stock Market In the Stock Market, More number of efficiency is studied. Weak form efficiency of Indian capital market studies are supported.(Prusty , 2007 ; Mittal and Jain , 2009).Weak form efficiency of Indian capital market do not support by researcher (Pandey , 2003 ; Mishra , 2009). Weak form of efficiency does not rejected. In the Financial System stock market is very important Factor. In stock index future ,there is no significant volatility effect. A volatility index isRead MoreTest of Market Efficiency2717 Words   |  11 Pagesto have a success economic development. And the well organized financial system also affects the market efficiency. Eugene Fama (1960) classifieds the market efficiency into three categories: 1 Weak Form of efficiency: if current stock prices reflect all the information that from market transaction data, this capital market will be regard as weak efficiency. 2 Semi Strong Form of efficiency: if the current stock prices not only reflect the all the information include historical pricesRead MoreMarket Efficiency Theory - Essay1458 Words   |  6 Pagesâ€Å"Every event, no matter how remote or long ago, echoes across all other events.† (Mandelbrot, 2004) Modern financial implications perceive every action/reaction on markets as a result/cause of more complex, mutually dependent events. Studies of these relations began with the simplest ‘random walk’ hypothesis stating that price reactions are unforecastable. It was supported by ‘martingale’ stochastic process. Theoretically it is not possible to fully exist, as there would be no place for speculationRead MoreTypes Of Market Efficiency And Strong Form Efficiency Essay1943 Words   |  8 Pagesforms of market efficiency, weak form efficiency, semi-strong form efficiency and strong form efficiency. Also, this will also show a detail knowledge of the impli cation of the market efficiency supporting with theoretical model and giving a balance argument. Therefore, forming an opinion of the balanced argument reflecting on the stock market and share prices. This report will cover a balanced argument and supporting evidence of market vefficiency and how it may implicate the capital markets. ThreeRead MoreDifferent Forms Of Market Efficiency1656 Words   |  7 Pageslook at the different forms of market efficiency; these include weak-form efficiency, semi-strong-form efficiency and strong-form efficiency. I will then discuss the anomalies of this theory and apply it to the efficient market hypothesis and look at the potential implications that this can have on the efficient market hypothesis (EMH). The EMH is a theory that stated it was impossible to beat the stock market; the reasoning behind it was that the stock market efficiency causes all existing share valuesRead MoreInsider Trading and Market Efficiency6969 Words   |  28 PagesJournal of Finance and Accountancy Insider t nsider trading and market efficiency: Do insiders buy low and sell h high? Stephanie Roddenberry Longwood University Dr. Frank Bacon Longwood University ABSTRACT The purpose of this study was to test the semi-strong form efficient market hypothesis strong using insider sale and purchase announcements and their effect on the risk adjusted rate of return of the firms’ stock price. Past studies using varying methodologies, including the risk adjustedRead MoreHuman Psychology And Market Efficiency988 Words   |  4 Pagesthat involves frequent buying and selling of securities in an attempt to outperform the market. An active investor may use strategies such as technical analysis, fundamental analysis, or other advanced trading techniques. Algorithmic trading – also known as â€Å"black box trading† involves using a computer platform to buy or sell securities using predetermined variables including timing and price. When the market exhibits the desired characteristics the transaction will automatically execute. BehavioralRead MoreDefinition Of Forward Market Efficiency3854 Words   |  16 PagesDefinition of forward market efficiency Fama (1970) defined that if a forward market allows positive profits by speculation on average without market agents’ control, it can be considered that the forward market is efficient. The forward market as an information receiver, can adjusted the fluctuation of prices. Hence, Fama (1970) also asserted that if prices in a market can fully reflect all available information, then this market can regard as â€Å"efficient†. Definition of NDF market NDF is the abbreviatedRead MoreEssay on The Tests for Market Efficiency1875 Words   |  8 PagesDuring the 20th century, academic financial economists extensively accepted the efficient market hypothesis. Almost everyone was alleged that stock markets and securities market are highly efficient in response to any new information in the market. It was argued that when information regarding factors influencing market arises, the information spread like wild fire in the market and the prices of stocks adjust accordingly without any delay. This means that neither the fundamental analysis related

IT Control Free Essays

IT control is â€Å"A policy that provides a reasonable assurance that the information technology used by an organization operates as expected, that the data is reliable and the organization is in compliance with applicable laws and regulations.† It can be categorized into the management controls and application controls. Insufficient IT control means the organization fails to protect the information asset, which means the organization is more likely to suffer losses from the exploited threats. We will write a custom essay sample on IT Control or any similar topic only for you Order Now Log review is one of the IT control practice, it is the process of recording events that happened on the system, e.g. User login and Modification on files content. By monitoring system activity, it helps to detect any malicious activities that act against the system. For instance, if a company does not establish proper control: fail to create and review logs regularly, it fails to discover the malicious act of the staff: an IT staff tried to turn off / disable the system firewall without specific reason during business operating hours. This act allows all data packets to enter and exit the network unrestrictedly and put the system network at risk. Without the firewall protection, some malware includes computer viruses; worms and Trojan horses can easily spread across the network connection and infect all the computers that attached to the local area network. Therefore, data inside the system can be destroyed or stolen. Not only disrupting the business operation, the stolen data (include confidential information like customer banking account details) may also be released to an unauthorized party for conducting financial crimes – cause of data breach. The company may fine by the information commissioner’s office as it violates the data protection rule and expose customer sensitive information. We can see that insufficient IT control makes organizations become more vulnerable to outsiders’ attacks. Companies will find out that it is more difficult to retain customers due to their bad reputation and competitive disadvantages. How to cite IT Control, Papers

E-Commerce System Electronic Commerce Research

Question: Discuss about the E-Commerce System for Electronic Commerce Research. Answer: Introduction The development of business organization has been a result of the introduction of the E-commerce system operations of the organization. The use of the technological advancement and improved tools has helped in easing the operations of the business organization (Chiu et al. 2014). The E-commerce system provides the edge for increasing their business operations. The report has been made for analyzing the functions and development of E-commerce system for the operations of business organization. The study has been conducted by analyzing different journal articles like A case study of E-Commerce Strategies for Retail Businesses, Consumption of E-banking services by consumers in Pakistan and The Adoption of e-Banking: The Case of Omani Banks. A detailed critical analysis has been done in the report on the topic of E-commerce system. Role of E-commerce in expansion of market based business model E-commerce plays a very vital role for the expansion of the business operations and it improves the functionality of the organizations (Fang et al. 2014). The study and evaluation of the journal article A case study of E-Commerce Strategies for Retail Businesses consists of three case studies. The role of E-commerce for the expansion of market based business model has been described below: Capture of Emerging Markets: The Muldoons Mens Wear had been largely assisted for capturing the emerging market by the use of the E-commerce strategies and system. The reach of their products and name increased in nearby markets (Huang and Benyoucef 2013). The E-commerce has helped them to sustain local as well as some global market. Increased Customers: Muldoons Mens Wear has seen the growth of the number of customers with the implementation of the E-commerce and online facilities. The online shopping process has incremented the overall customers interest in the shop and their products. Focus on a specific group: The use of E-commerce strategies and system would help the business organization for focusing on a specific group of customers (Choi et al. 2013). The DetailsDirect have used E-commerce strategies and system for establishing their operations on a niche market and promoting their products for women and children. Variety of products: The E-commerce activities would provide the ease of promoting and marketing any specific product. The DetailsDirect has applied the E-commerce strategies and system to promote specific products and for attracting customers. Management of both online and traditional stores: The advent of E-commerce strategies and system has helped Totally Fun Toys for managing both online operations and traditional sales operation. The use of E-commerce activities would help in aligning the operations of the business organization for the business organization. Market Program Affiliation: The market program affiliation is also carried by the Totally Fun Toys with the assistance of E-commerce strategies and system. It has helped the company for allowing other companies to post and sell their products on the website of the Totally Fun Toys. However, the use of E-Commerce strategies and system has also resulted in bringing strong competitors, privacy issues, and security flaws for the business organization. These issues have to be dealt and overcome for getting the benefit of the E-commerce system and strategies. The growth of technologies has made the process of getting into the system possible (Da Costa 2016). Many cyber criminals and hackers get into the information system of different banks for extracting information from it. The information stolen can be misused for harassing the person and extracting economic benefit from them. Change of Relationship among vendors and suppliers with E-commerce The use of E-commerce would be helpful for establishing the relation between the vendors and the suppliers (Barnes and Hunt 2013). The companies doing E-commerce activities do not buy product and sell it from their inventory. They use the suppliers for delivering the product to the customers. The operations of the companies can be improved by the use of E-commerce processes for communicating with the different suppliers and vendors. The use of E-commerce would be helpful for establishing the relation between the vendors and the suppliers. There are many benefits for the use of E-commerce such as ease of communication, faster services, information sharing, accessibility, and proposals and offers that has changed the relation and operations between the vendors and suppliers (Zou et al. 2014). They are- Ease of communication: The development of business operations with the aid of E-commerce has resulted in increasing the efficiency of communications with different vendors and suppliers (Einav et al. 2014). The E-commerce acts as a platform for storage of data and information of the business organizations. These data can be sent to respective supplier and vendor for easing the process of communication with them. Hence, the process of the communication has been largely benefited with the assistance from the E-commerce system. Faster services: The most important benefit of the E-commerce system is the provision for faster services for the operations of business organizations (Campbell, Wells and Valacich 2013). The E-commerce system had assisted the organization for improving their operations and for getting faster services from the suppliers and providing faster services to the vendors. The relationship with the vendors and suppliers has been largely improved with the help of E-commerce activities. Information sharing: The E-commerce acts as a platform for storage of data and information of the business organizations (Sila 2013). The data storage in the E-commerce system is automatic and the data can be updated faster than traditional business organizations. These data can be sent to respective supplier and vendor as a mean for information exchange. The information includes data like stock requirements, order details, estimated price and profit margin required. It would help the company for getting the services with minimum chances of error. Accessibility: The E-commerce has acted as the platform for accessing information and data (Da Costa 2016). Even the operations of the business organization and strategies can be improved by the help of access to prior records and data. The use of the E-commerce platform would assist the business organization for large set of data access and preparation for future outcomes. Proposals and offers: The use of E-commerce system has helped in providing various offers, schemes and proposals to the vendors or suppliers. It has helped in making a friendly relation with the suppliers and vendors and increasing the transactions. Barriers of E-banking for customers and banks E-banking refers to the term used for the process of using the Internet as a source of banking operations (Goi 2015). The transactions such as payment, balance enquiry, and mini statement can be completed with the help of online options on the bank site. The growth and development of the e-commerce has been possible with the help of implementation of the e-banking processes. The technology acceptance model has been specifically used for describing the relationship among the system designs and its operations. There are three main predictors for the use of internet as an option for the banking activities and they are Trust, Compatibility, and Ease of Use (Chong, Seow and Lee 2015). The barriers to the use of E-banking are primarily the security issues. Some other barriers are lack of knowledge and complexity. They have been explained in the following points: Security issues: Security is the most primary issue that plays a major role for development or uproot of any system (Fonseca 2014). The E-banking system includes the operations of banks such as payment, balance enquiry, and statements. These operations require the storage of huge amount of data and information such as account and personal details of the customers. Hence it is very important for keeping these information and data secured and confidential. The different security designs and features like firewall and IDS are used for protecting the system from any external infiltration (Liebana-Cabanillas, Munoz-Leiva and Rejon-Guardia 2013). However, the growth of technologies has made the process of getting into the system possible. Many cyber criminals and hackers get into the information system of different banks for extracting information from it. The information stolen can be misused for harassing the person and extracting economic benefit from them. Lack of Knowledge: The other barriers for the development and implementation of E-banking system for all the banking operations include the lack of knowledge (Mermod 2015). The technology has been in state of forever modifications and there is always scope for development of their functions. It has been seen that every year some new technology (latest technology discovered is Nano Technology) has been developed and is made ready for implementation in the commercial operations (Kumar and Sriram 2016). However, the human insights are limited for understanding all aspects of technology in whole. Complexity of operations: The other barriers for the development and implementation of E-banking system for all the banking operations include the barrier of complexity (Fatima 2015). The system defined for the operations of E-banking system include a system structure where all the processes take place systematically. The advancement of the technology has increased the operations of the business organization and brought about a number of functions in the E-banking system (Jaiswal, Awasthi and Bhasin 2015). It has resulted in increasing the level of complexities of understanding the system and operations. Hence, the small scale industries avoid the system due to its complex structure and operations. Dependency on Internet: The E-commerce system has to be dependent on the Internet services that might not work all time due to any technical errors (Pham et al. 2013). The E-banking transactions can fail due to server crash and run time errors. Hence the E-banking system lacks the operation functionality in case of Internet issues. Absence of training programs: The lack of advanced training programs for the operations of E-commerce system has resulted in limiting the scope for the development of the E-commerce system. The overall benefits of the use of E-banking include the features of time saving, easy to use, and cost efficient (Fonchamnyo 2013). Hence, a strong E-banking structure must be made for dealing with the security flaws and other barriers. Recommendations for E-banking system The business organization has been using the technological advancement and improved tools for easing their operations. They have incorporated E-banking for optimizing their banking operations such as transactions of payment, balance enquiry, and mini statement. The e-commerce has been possible with the help of implementation of the e-banking processes. However there are some barriers to the use of E-banking like the security issues, lack of knowledge and complexity. These barriers have affected the utilization of the E-banking system for the business organization. The suggestions for the business organization are- Improved security: The improved security designs of the E-banking system would assist in easing the operations and implementation of the E-banking system. The improvement of the security features could be achieved by the use of the technological development. The different security designs and features like firewall and IDS are used for protecting the system from any external infiltration. Secured Design of operations: The secured designs would ease the process for implication of the E-banking system. The secured design would help in assisting the privacy of information and data stored. The secured design would require the implementation of the security features mentioned above. The IDS and IPS works in pair for detecting any intrusion in the system or network. The IDS would alert the system for intrusion by sending a signal or message to the main server for ceasing all the operations of the system or server. However, IPS would be helpful for keeping the extrusion away from the main system. Training of members: The E-banking system has the disadvantage of members of the organization not understanding the system and its operations. The E-banking technology has developed with the vast stretch of technology and techniques. The advancement of the technology has resulted in increasing the level of complexities of understanding the system and operations. The lack of understanding can be dealt by training the employees to deal with the problems faced in using the E-banking system. Limitation of Access: The private and confidential information like account and personal details of the customers and bank records is very confidential and it is important for keeping these information and data secured and private. The limitation of the access to information and data would assist in keeping the data privacy checked and regulated from infiltration. It can be implemented by using authorization and verification of user with the help of password system. App Development: The modern technology like Smartphone can also be used for improving the operations of the E-banking. An app for Smartphone must be used for improving the operations of the e-banking system. Hence, it can be said that the use of E-banking can be improved by integrating the operations of the business organization with improved security features and secured designs. The E-banking structure and operational features has to be incorporated and made clear to the members of the organization. Conclusion It can be concluded from the report that the E-commerce and E-banking plays a major role for the operations of present business structure. The report has been made for the analysis of the E-commerce system and its role in operations of the business organization. The study has been done by researching the provided. The role of the E-Commerce and E-banking in the business organizations are for capture of emerging markets, increasing customers, focusing on a specific group, introducing variety of products and services, management of both online and traditional stores, market program affiliation, transactions of payment, balance enquiry, and mini statement. The recommendations for the security and successful implementation of E-banking are improved security features, training to users, and secured designs. References Chiu, C.M., Wang, E.T., Fang, Y.H. and Huang, H.Y., 2014. Understanding customers' repeat purchase intentions in B2C e?commerce: the roles of utilitarian value, hedonic value and perceived risk.Information Systems Journal,24(1), pp.85-114. Fang, Y., Qureshi, I., Sun, H., McCole, P., Ramsey, E. and Lim, K.H., 2014. Trust, Satisfaction, and Online Repurchase Intention: The Moderating Role of Perceived Effectiveness of E-Commerce Institutional Mechanisms.Mis Quarterly,38(2), pp.407-427. Huang, Z. and Benyoucef, M., 2013. From e-commerce to social commerce: A close look at design features.Electronic Commerce Research and Applications,12(4), pp.246-259. Choi, H., On, R. and Varian, H.R., Google Inc., 2013.E-commerce price index. U.S. Patent 8,374,907. Da Costa, E., 2016.Global e-commerce strategies for small businesses. Mit Press. Barnes, S. and Hunt, B. eds., 2013.E-commerce and v-business. Routledge. Zou, H.M., Qureshi, I., Fang, Y., Lim, K.H., Ramsey, E. and McCole, P., 2014. Investigating the Nonlinear Effects of Trust on Online Repurchase Intention--The Role of E-Commerce Institutional Contexts. Einav, L., Levin, J., Popov, I. and Sundaresan, N., 2014. Growth, adoption, and use of mobile E-commerce.The American economic review,104(5), pp.489-494. Campbell, D.E., Wells, J.D. and Valacich, J.S., 2013. Breaking the ice in B2C relationships: Understanding pre-adoption e-commerce attraction.Information Systems Research,24(2), pp.219-238. Sila, I., 2013. Factors affecting the adoption of B2B e-commerce technologies.Electronic Commerce Research,13(2), pp.199-236. Goi, C.L., 2015. E-Banking in Malaysia: Opportunity and challenges.The Journal of Internet Banking and Commerce,2005. Fatima, A., 2015. E-Banking Security Issues? Is There A Solution in Biometrics?.The Journal of Internet Banking and Commerce,2011. Chong, Y.L., Seow, A.N. and Lee, E.H., 2015. The adoption of e-banking among rural SME operators in Malaysia: An integration of TAM and TPB.The Josai Journal of Business Administration,11(1), pp.39-49. Libana-Cabanillas, F., Munoz-Leiva, F. and Rejn-Guardia, F., 2013. The determinants of satisfaction with e-banking.Industrial Management Data Systems,113(5), pp.750-767. Mermod, A.Y., 2015. Customer's Perspectives and Risk Issues on E-Banking in Turkey; Should We Still be Online?.The Journal of Internet Banking and Commerce,2011. Pham, L., Cao, N.Y., Nguyen, T.D. and Tran, P.T., 2013. Structural models for e-banking adoption in Vietnam.International Journal of Enterprise Information Systems (IJEIS),9(1), pp.31-48. Jaiswal, B., Awasthi, M. and Bhasin, S., 2015. An Evaluation of Indian E-Banking Industry (A Case Study of State Bank of India: Lucknow Circle, Uttar Pradesh).Asian Journal of Research in Banking and Finance,5(4), pp.45-55. Kumar, P.M. and Sriram, B., 2016. Customer Satisfaction on E-banking Services QualityAn Analytical Study on Banks in Oman.Asian Journal of Research in Banking and Finance,6(10), pp.10-29. Fonseca, J.R., 2014. e-banking culture: A comparison of EU 27 countries and Portuguese case in the EU 27 retail banking context.Journal of Retailing and Consumer Services,21(5), pp.708-716. Fonchamnyo, D.C., 2013. Customers' perception of E-banking adoption in cameroon: an empirical assessment of an extended TAM.International Journal of Economics and Finance,5(1), p.166.

Listening Assignments For Brooklyn College 2.2 Essays -

Listening Assignments For Brooklyn College 2.2 Brooklyn College Instructor R. Janssen 7/15 Listening Assignment # 1 Organ Fugue in G Minor, J.S. Bach, p109-110 A highness in the pitch is the frequency in the vibrations are getting faster. A second tone is getting introduced, there is an interval between them. This second tone is low, as it gets louder the vibrations increase. It is the same tone in the first part, but the octave changes to low and high and the vibrations increase introducing other tones. In Class: The pitches of the melody are high, there are many pitches from low to high. There are three layers of pitches making every layer sound distinct. the music becomes more intense and it is like my adrenaline increasing to an intense point. Rite of Spring, I. Stravinsky Dynamics is soft (piano) and crescendo to forte and return to piano and it creates a sense of softness introducing the pure awakening of spring. There is a dynamic accent that is a forte, it comes at different times and it makes me nervous as if a tribal ritual will occur. The use of layers of soft and then loud creates a fore ground and background that gives me a very frightening feeling. Loengrin, Wagner Brass instruments but there is a back round of other instruments that are accompanying the piece of music. There is a contrast between the beginning, middle, and end of the song. It creates a mood that varies because of the dynamics. The brass instruments have a different tone color. They are loud and dominant. The woodwind instruments have a different effect then the brass instruments. When the brass comes in it changes our mood. The end of the song sounds scary but truly ends off with a happy ending. The Dynamics play a major role in the piece you hear, the pitch ranges in this song also the mood I feel listening to this is romantic and having a good time. However towards the end I feel a little tension and scared. Take the A train, Stray horn There seems to be a contrast in the rhythm and beat over and over. I hear the piano in the beginning however at the middle I hear the sax and other instruments accompanying. Then all at once all the instruments play. This type of music puts me in a dancing mood however back in the 1960's it is. The duration seems to be changing from loud to soft but it does end with a deep soft tone. 7/19 Listening Assignment #2 Britten, Young persons guide to the Orchestra It is fun to hear the sound of timbre in the piece. It sounds like an intense happiness or an awakening. The full orchestra was very exciting and the sounds separating on there own sounded like the same tune but a different tone color. The mood changed each time the instruments did. I think it was a full orchestra because all of them in the beginning and then only the instruments in the groups would play together. Ritual Melodies, Harvey The tone color began with the sound f bells beginning to crescendo and it sounded like a strong awakening. Another sound joined in and it sounded like a young child singing a single tune in the back round as if he were begging for some forgiveness. The flute then introduces the woodwind instruments that also begin to crescendo and it made the boys crying vibrate. Mara-Bihag There were two sounds that had two different ranges of pitch and dynamics and they were very pianissimo. It sounded like a person beginning to learn the string instruments for the first time. A string instrument being plucked with percussion in the back round. The string instrument is perhaps an electronic guitar. The percussion sounds like chimes are going back and forth. The chimes also sound like Xylophone. Song from Angola There are two tone colors. The first introduced was Drums, which introduced a solo of a mans voice, following a chorus and it made me feel like I was watching an African or Caribbean tribal dance. Percussion-drums are being played as a male is talking and another group is responding. We can clearly hear the drums being played. There was only one instrument being played. Hallelujah chorus from

Irritable Bowel Syndrome or Diverticulitis essays

Irritable Bowel Syndrome or Diverticulitis essays Two conditions, Irritable bowel syndrome and Diverticulitis, are they more alike than most would think? Irritable bowel syndrome can be characterized by lower abdominal discomfort or pain, altered bowel movements, chronic or recurrent diarrhea, and/or constipation. Most people have small pouches in their colon that bulge outward through weak spots. These pouches are called diverticulas. When the pouches become infected or inflamed it is called Diverticulitis. Irritable bowel syndrome has been thought to be inflicted by emotional conflict or stress. Any person who has IBS seems to have a colon that is more sensitive and reactive than usual. This causes the colon to respond strongly to stimuli that wouldnt affect most people. Every day events such as eating can cause the colon to overreact. Certain medicines and food can also cause the colon to spasm. People with IBS usually have abdominal pain with alternating constipation or diarrhea. These people normally pass mucus with their bowel movements. Fever, bleeding, and weight loss are not symptoms of IBS. IBS is usually diagnosed by a doctor doing a complete medical history and a careful description of your symptoms. Physical examinations and laboratory tests will be completed and a stool sample will be taken for presence of bleeding. Doctors may also perform diagnostic tests such as X-rays or viewing the colon through a flexible tube inserted through the anus. There is no standard way of treating IBS. If you are constipated your doctor may prescribe fiber supplements or laxatives. Some doctors prescribe drugs that will control the colon spasms. Antidepressant drugs are also used to treat patients who are depressed. Diverticulitis occurs when the small pouches in the colon become infected or inflamed. Doctors are still not quite sure what causes these infections. It may begin when bacteria or stool are caught in the diverticulas. An attack of Diverticuliti...

Author decide Essay Example | Topics and Well Written Essays - 2750 words

Author decide - Essay Example They include (taken randomly) the agenda setting theory, classic rhetoric, hypodermic needle theory, face negotiation theory, cognitive dissonance theory, and uncertainty reduction theory. This random list was provided to illustrate the seriousness and earnestness by which communication is seen by scholars and scientists. Another line of thought that emerged with regard to communication and culture was the Frankfurt School during the 1930s primarily through scholars associated with the Institute for Social Research in Frankfurt, Germany. This paper is a study on communication theories with special relevance of the Frankfurt School of thought in modern day capitalistic structure. The one term that comes to mind regarding language is glottogony. Campbell and Mixco, in their book A glossary of historical linguistics define the term as â€Å"the emergence (origin) of human language, the study of the origin and earliest development of human language, the name for a kind of linguistics concerned with the origin and evolution of language† (Campbell & Mixco 72). There is no clear evidence as to when language evolved. It is believed that communication started with guttural sounds and actions or pantomimes which later led to the development of a pidgin language. According to Ellis, â€Å"when a pidgin language becomes more accepted and standardized, when it becomes the native language of a generation of children, then it is called a Creole† (Ellis 149). Language further developed with structure and grammar and came to be referred to as prestigious forms of speaking, for example the English language. As mentioned earlier, both humans and species in the a nimal kingdom communicate. In the latter case, communication is primarily through sounds (including variations in pitch) and actions. The monkey watchman on the tree top will cry in alarm at the approach of the predator.

Economic Profile of the US Airline Industry Research Paper

Economic Profile of the US Airline Industry - Research Paper Example This had negative impacts on the industry. The elasticity of demand is affected by the reason the passenger travels. Three reasons that can be accounted for travelling by airplanes are business necessity, time saving and pleasure. The financial crisis forced many travelers to opt for other modes of transport leading to loss of revenue for the industry as a whole. While calculating the price of tickets the airline companies use a formula that takes care of the yield as well as inventory cost. Sometimes customers look to book tickets that are close to the departure dates. There is certain amount of risks to the airline industry as if the seats are not filled the flight will have to travel with vacant seats which again brings revenue loss to the consumers. In order to mitigate such kind of risks the airlines have to increase the price of tickets. The high volatility of the prices of crude oil leaves the airline operators at greater risk of cost fluctuations. Therefore the demand conditi ons are highly affected by the fluctuations in the crude oil prices. The travel by airplanes is considered as luxury and luxury tax is added with the price of tickets. The demand conditions can be affected by the existence of such taxes too. The price elasticity of supply for the airline industry is elastic. The availability of seats in the airplanes responds substantially to the changes in prices which prove the elasticity of the airline industry. Elastic supply can also be witnessed in the price wars that are initiated by the competitors. The drastic changes in the prices of tickets bring about large or small changes in the availability of seats on airplanes. Monetary and/or fiscal policies that have affected the airline industry The...This research paper offers comprehensive analysis of the current trends on the American market, where the airline companies operate. Also, effectiveness of the economic policies of the US government toward the industry is evaluated. The airline industry is a cyclical one. The industry witnesses bankruptcy as well as M&A activities every decade. The estimates of the International Air Transport Association and that of Federal Aviation Administration expect a rise in cargo traffic and passengers along with decline in profits for the airline companies. The airline industry is dependent on the conditions of the market.. The demand for the industry was greatly influenced by the global financial crisis and the fluctuations in the oil prices. It is a competitive industry as many players have emerged into the market. The other modes of transport provide competition to the industry. The monetary and the fiscal policies can influence the aggregate demand. Monetary policies can influence the shift in the aggregate demand for goods as well as services by increasing the supply of money. The economy can also contribute in the industry through lack of competition or through increased competition. The same factors that determines economic performance also affects the growth of the international airline industry. The factors includes growth in international trade, the rise of GDP and the growth of the industries that use air services. Sustained economic growth of international trade has strong positive impact on international traffic.

Critque of Paper Essay Example | Topics and Well Written Essays - 500 words

Critque of Paper - Essay Example is vital, to prevent the escalation of the disorders, which is likely to cause more harm to the individuals themselves through self injury, as well as damaging actions to the wide society. The paper employs empirical research method of research. This is so because it applies an observation of the activities/operations taking place in various residential treatment facilities, in a comparison manner with the institution in question. The aim is to establish where it falls in this category of institution, based on its performance in residential treatment. The unit of analysis applied in this paper is the residential treatment program. The paper compares the success of different treatment programs. It also seeks to establish the relationship between the staff to patient ratio, and its impact on the performance of these institutions. The paper also tried to seek the relationship between the state licensing/certification of the staff, and the program performance. The aim was to know whether the certification affects performance, which was found to be unlikely. The type of data collected is nominal (Richard). This refers to that data that use names in establishing relationships. The paper is developed based on a set of treatment programs, compared per their performance. Ordinal data are also used in this paper. The treatment programs are ranked based on their percentage performance in patient treatment. Ratio data are also collected and used in this paper. There has been a computation of the staff to patient ratio. This is then applied to seek whether there is a relationship between this ratio and the program performance. The paper has applied various data collection tools. The rating scale is one of them, where the programs are rated in success percentage (Richard). Document review is also applied as a tool, since information regarding to staff and patient numbers are obtained from the programs’ documents. Institutional schedule is yet another tool employed. The paper

Child Adoption In England And Finland Social Policy Essay

Child Adoption In England And Finland Social Policy Essay This essay attempts to illuminate the differences and similarities in issues related to child adoption in England and Finland while offering an examination into the contexts in which social workers and associated professionals have to function. While both England and Finland are states within the European Union (EU), they demonstrate distinct and differing approaches to the adoption of children. In Finland along with other countries in Scandinavia, child adoption and the permanent transfer of parental rights is less of a central a concern, or worry than currently so in England where child adoption is featured prominently across a range of professional, political and popular discourses. In terms of social work practice the involvement of children and families, coupled with certain factors of the adoption process have been handled in a distinctly different way between the two countries. This can be seen where in Finland adult adoptees were allowed to gain access to records regarding th eir adoption or their birth parents far earlier than their English counterparts where this was not permissible until much later earlier through the Children Act 1975 (Triseliotis, 1973, p. 1). According to Lowe (2000) in the late-nineteenth century attempts were made to introduce adoption, but it was not until 1927, subsequent to the Adoption of Children Act 1926, that child adoption became legally recognised in England. Since then many factors including; reports, legislation and case law have all had an impact, this has resulted in refined policy and changes in social work practice. More recently media attention has illustrated social workers alleged shortcomings in relation to child adoption processes. In recent years, adoption policy has been influenced by a number of socio-cultural and political factors. During the Conservative government of the 1990s politicians and policy makers made attempts ineffectively to restructure what were viewed as unsatisfactory adoption procedures (see PIU, 2000, p. 31). These services were impaired because social workers were driven by political correctness (Hopton, 1997). The white paper Adoption: The Future was published In November 1993, representing a common sense approach to adoption (Department of Health, 1993). In 1996, the DoH published a Draft Bill with an emphasis placed on child adoption as an alternative to single parenthood during the consultation period. The Bill failed to progress any further due to the General Election in May 1997. With a change in government, the then Prime Ministers (Tony Blair) Review of Adoption was published in 2000 (PIU, 2000). Followed by a White Paper, Adoption: A New Approach (Department of Health, 2000), wh ich was followed by the publication of the Adoption and Children Bill in 2001. The Bill failed to materialise due to the General Election later in the same year. It was however re-introduced in October 2001 and the Adoption and Children Act received royal assent in November 2002. The first Adoption of Children Act in Finland was in 1925, a year earlier than the English equivalent. The present Finnish Adoption Act stems from 1985 followed by an additional Adoption ruling in 1997 which dealt specifically with adoption counselling and inter-country adoptions. Specific to Finnish adoption system is the role of Save the Children originally created in 1945 following the merging of two previous organisations (Homes for Homeless Children which were practicing adoption since 1922 and Save Finlands Children, which was set up after the Second World War in an attempt to help orphaned children). This organisation is now part of the International Save the Children. Save the Children has had an influential position as a provider of adoption services in Finland. In addition to civic welfare bodies, Save the Children is still the only private child welfare organisation in Finland licensed to provide adoption counselling (Pylkkanen 1995) In Finland, adoptions have dramatically changed during the last 30 years, in 1970, 243 Finnish children were adopted through Save the Children. Over the last few years this has decreased to less than fifty. Partly as abortion became more freely available following the Abortion Act of 1970; the number of unplanned children born to young single mothers fell. (Garrett, 2003 p.21). England too has seen a decrease in adoptions, (PIU, 2000, p.10) This may be attributed to the rise in use of the contraceptive pill and the acceptance of single mothers. According to Lowe (2000) The largest decline is in respect of babies (children under the age of 12 months) put up for adoption; in 1968, 12,641 babies were adopted (51% of all adoptions), but only 195 babies were adopted in 1998 (only 4% of all adoptions) According to Bennett (2009) Only 4,637 children were adopted in 2007, the lowest number since 1999. In both states, adoption is far more likely to involve children in public care-or looked after children (In England under the Children Act 1989) who are older, are child protection concerns, or have disabilities (DoH, 1998). This is in part due to the fact that there are very few healthy babies available for adoption. In England there are approximately 60,000 children looked after. (Department for Children, Schools and Families (DCSF), 2007). 62% of these children were removed, on a compulsory basis, from their family. Approximately 1% of all children under 18 years live in foster care, with about 48% in family foster care, 40% are in childrens homes, and the remaining 12% in new formats of family professional care (Kalland Sinkkonen, 2001). In July of this year these statistics were even worse according to sources obtained by Bennett (2009) who claimed that this figure was now almost three quarters of all adoptions, she agrees with the reasoning behind the removal of children form their families stating The increase in alcohol and drug abuse among parents is also a growing factor in care proceedings, with parents often being given several chances to break their habit before children are removed. It may possibly be argued that many of those children in long-term placements should and probably could be adopted, but this is not the overriding view of Finnish society, indeed the dominant view is that of family preservation. Several contributors share the opinion that childrens best interests are met when every effort is made to keep the family together. If foster care is needed, it should always be of limited duration (Garrett, 2003). These views echo FOX HARDING CHECK WHICH PERSPECTIVE AND MENTION Many of these Finnish children in long-term foster care could have been adopted if they lived in England. Evidently, foster care makes it possible for children to keep some contact with their birth family. Unfortunately, this is not always advantageous for the child because of the severe difficulties including both psychological and behavioural of some parents (Quinton et al., 1997). The placement faces the risk of breakdown where the birth parents have sufficiently dealt or recovered from their difficulties, and desire to be a complete family with the return of their child. This may be successful, but may also be short-lived resulting in endless short-term placements. This will have an adverse effect destroying the childs ability to form any meaningful attachments in adulthood. Adoption would offer the child an opportunity to form a stable relationship but this would cut the connections with the birth family. In Finland adoption against the will of the natural parents is far from th e norm. As a result, there are very few contested adoptions. According to the Finnish Adoption Act, the consent of both biological parents is needed before the adoption can take place. It should be noted that there are two exceptions to this; firstly, adoption can be granted if it is believed that the adoption is definitely in the best interests of the child and the refusal of consent of the parents is not suitably justified, secondly, the parents cannot logically express their will due to illness or disability, or if their whereabouts are unknown. Additionally the mothers consent is only accepted after she has recovered from the birth (no earlier than eight weeks). In Finland the feelings and desires of the child are taken into account, this is according to the age and level of maturity. If the child is 12 or older, their opinions must be taken into account. In recent years England has evolved a degree of openness in the adoption process (DoH, 1999, Ch. 5). This is because traditionally in England, the adoption of children resulted in the cutting off of the relationship with the birth mother and birth family. The developments in this area have been provoked through professionals whose opinion that openness is important for the mental health and identity needs of adoptees (Kirton, 2000, p. 108). The ability for English adoptees and their family to gain access to records is relatively recent, in fact as recent as 1973 Scotland and Finland were the only countries in the Western world where an adopted person could obtain information from official records that could help them trace their original parents Triseliotis (1973, p. 1). The move away from high levels of secrecy can also be attributed to adoptees who wanted to find birth relatives (Campbell et al., 1991), birth mothers also campaigned for larger levels of openness in adoption in Engl and (Logan, 1996). These actions coupled with the Natural Parents Support Group, an organisation of birth mothers, who lobbied the UK parliament for a public inquiry into the injustices which occurred through the mass adoption in the 1950s and 1960s (Rickford, 2000, Fink, 2000). The Children Act 1975 gave adopted people over the age of 18 years the right to apply for access to their original birth certificates. The recent openness has enabled in some instances, contact arrangements between the child and birth family after the adoption has taken place (Lowe, 2000, p. 326-329). The Adoption Act 1976 amended by the Children Act 1989, made it compulsory for the Registrar General to set up an Adoption Contact Register in an attempt to make it possible for adopted people to contact their birth parents and other birth relatives. It the opinion of Hughes Logan (1995) that these measures are in part due to the increasing awareness of the importance of post-adoption services. The view in Fin land however has been far more open indeed; Save the Children has mediated between the adopted child and biological parents since the 1960s. It should be mentioned that large proportions of adopted people in Finland still do not wish to seek contact with their original families, usually those that felt disappointment about being adopted inn the first instance (Garrett 2003). This all means that while the recent drive toward adoption being more open is obviously important, it must be recognised that openness is not simple or straightforward. Kalland et al. (2001) shows that mortality rates in Finland for both sexes on the child welfare registry are in excess compared with the general population. Another Finnish study showed aggressive behaviour, delinquency and attention problems were associated with children and adolescents in childrens homes and that children may also be at risk of sexual abuse in these homes with the person responsible for the act often being an older adolescent (Hukkanen et al., 1999). What is important though is, none of these negative instances can be entirely attributed to poor quality or damaging care that children get whilst in public care. Numerous children arrive in these institutions already suffering from been highly traumatised in some cases due to parental addictions. In short, it is not simply the looked-after experience which leads to poor outcomes. Whereas in contrast concerns about the poor outcomes of children who are looked after (Parker et al., 1991) in England such as; ineffective health provision available for looked after children (Butler Payne, 1997), poor levels of educational achievement (Aldgate et al., 1993, Fletcher-Campbell, 1998), the bullying that takes place in care settings, the high pregnancy rates amongst teenagers in care in 2007 there were 360 mothers aged 12 and over who were looked after, an increase of 15 per cent from the previous year, (Corlyn McGuire, 1998, DCSF, 2007), the disappointingly high number of moves from care environment to care environment (Sone, 1997), and the lack of preparation for those leaving care, and poor after-care support (Biehal et al. , 1995) has led to the English adoption system making wholesale reform In July 2000 the then Prime Minister, Tony Blair published the governments Review of Adoption which contained over 80 recommendations. Four of these recommendations focused on plans to; develop and implement a National Adoption Register, drawing up of new National Standards for local authorities to follow, the setting up of an Adoption and Permanency Taskforce to promote best practice and challenge poor performance, and conducting a rapid scrutiny of the backlog of children that were waiting to be adopted (PIU, 2000, p.4).This was followed in December 2000, with the White Paper, Adoption-A New Approach. The aim of establishing a National Adoption Register and an Adoption and Permanency Taskforce were again set out. A national target was to be set with the aim of increasing the number of looked after children adopted. Other processes highlighted in the consultation paper integrated within the plan were to introduce new National Standards for councils and adoption agencies. To enforce these standards, powers were put in place emergency inspections and special measures to deal with problematic service providers. Other plans included, timescales for children enabling a sound plan for their permanent future, this would be made within six months of their starting to be continuously looked after. When the decision was made that adoption was to take place, a new family should be found within a further six months. In an attempt to aid adoptive parents new plans to support them were briefly set out. Other significant measures included: a new legislative option, called special guardianship, this would provide a sense of stability for the child, but fall short of legal separation from their birth parents. Unlike England there is no National Adoption Register and there are no plans to develop and implement one in Finland, a National Register however, could possibly help in advancing research and practice in a Finnish framework. Likewise an Adoption and Permanency Taskforce similar to that of England would be welcomed by many in Finland. Finlands parliament however, have this year voted to give people in same-sex couples who are registered in an official partnership the legal right to adopt the naturally-born child of their partner.(Finnsson, 2009) No further plans to speed up adoptions of looked after children are planned. This is, perhaps, because as suggested earlier of the dominant position Fox Harding again which places an emphasis on family preservation services. There are very few Finnish waiting to be adopted. There are however in contrast, hundreds of couples waiting to adopt a child. There has been some discussion in the media about the intense frustration of these couples. It may take four or five years to have a child adopted. This has raised the notion of an adoption industry which is fed by the child protection system, Regrettably, in many cases, the emphasis has changed from the desire to provide a needy child with a home to that of providing a needy parent with a child. As a result, a whole industry h as grown, generating millions of dollars of revenues each year, seeking babies for adoption and charging prospective parents enormous fees to process paperwork.(Pragnell, 2008) It is also his view that the interests of the child are now the cause of atrocities committed against children and parents by well-meaning and well-intentioned employees of state and related agencies but whose acts are leading to immense suffering for children.

Compare And Contrast The Ways Essay -- essays research papers

Compare and Contrast the ways in which the poet describes the breakdown if the relationship. Comment on the effectiveness of their verse-craft I chose to compare the poems: An Anniversary, by Vernon Scannel Dismissal, by John Tripp A Winters Tale, by D.H. Lawrence In the poem “An Anniversary'; the poet describes the relationship and it’s breakdown as two leaves on a river, this is and example of ‘Personification’. In contrast to this poem in the poem “Dismissal'; Tripp describes the breakdown very much as it was, describing two people in a dreary pub, this is an example of ‘Pathetic fallacy’ as the setting is very boring and dark like the breakdown of the relationship. In “A Winters Tale'; Lawrence uses a similar verse-craft to Scannel in “An Anniversary'; with the relationship being described as a field but he still uses people in the poem to describe the people in the relationship. Lawrence also uses ‘Pathetic Fallacy’ as he describes a cold winter’s day when the relationship broke down. In “An Anniversary'; the poet says: “The sky’s smeared monotone.'; This means the sky was smeared with one colour, which may signify a boring colourless relationship. “Two willow leaves glide smoothly on The water’s shimmering skin;'; This is an example of ‘Enjambment’. It describes the leaves floating smoothly but apart from each other. The use of enjambment here helps the rhythm of the poem carry on smoothly like the leaves gliding. It could signify the two people still going on in life smoothly but not together. When he says “the water’s shimmering skin'; it gives the impression of being murky below and shiny on top. This could show there is more to the relationship than what people see initially or that when the relationship was still happening it may have looked alright to everyone else watching but there were things going on beneath the surface that weren’t alright. “Once, on a branch in the sun, they danced And often touched each other; They will not touch each other again,'; In the relationship this signifies that they were once happy together but now they will never be together again. It could also mean that from the beginning the re... ... and downhearted that the relationship is ending. He also knows that the relationship is over and can’t go on but he still has some feelings for the woman. He may feel upset that she has come so promptly when she knows what he will say but she probably just wants to get the hurt and pain over with. The structure of the poem is “ABAB'; when the 1st and 3rd and 2nd and 4th lines rhyme with each other e.g.: “Snow and Go'; “Emerge and Verge'; They are the last words in verse one that rhyme. I think the three poems, although they are about the same thing, describe it very differently. Dismissal describes it very much like speech whereas An Anniversary uses nature to describe the breakdown. A winter’s Tale is a mixture as in stanza one it uses mainly imagery with the field to describe the relationship, but in stanza two it uses run-on-lines to describe his feelings. Then in stanza three it uses a mixture by using the simple ABAB structure from verse one, but still using his thoughts of the woman, rather than imagery of the field, to describe the relationship. All three poems describe the breakdown very differently but very effectively.