Code Of Ethics And Conduct - 1896 Words

ETHICAL HEALTH OF A BUSINESS The Code of Ethics and Conduct of CheckPoint Software Technologies by Justice-Anyai June 2015 ABSTRACT The code of ethics and conduct is a written set of rules and regulations that provides guidance to employees of an organization on how to conduct themselves and carry out their duties in line with the organization’s principles. The code of ethics and conduct is also be backed up by suitable disciplinary actions. A code of ethics and conducts helps employees deal with ethical issues and other gray areas that they face as they execute their daily activities. An effective code of ethics and conduct is required for an organization to run smoothly and maintain a positive image. Having an ineffective code of ethics and conduct is almost like having none. Checkpoint is dedicated to nurturing their reputation as an ethical company that does the right thing for shareholders, employees, partners and the public. Checkpoint’s code of ethics and conduct provides a guide to its employee and stakeholders for honest and ethical conduct. This project is aimed at evaluating Checkpoint’s code of conduct to identify the areas that require improvement and propose an improvement plan accordingly. INTRODUCTION Established in 1993, by Chairman and CEO Gil Shwed, Check Point software technologies first pioneered the I.T. security industry with FireWall-1 and its patented Stateful inspection technology, which is still the foundation for most networkShow MoreRelatedEthics And Code Of Conduct900 Words   |  4 Pagesindividuals develop a code of ethics based on their personal values and beliefs it is important that we always act in a manner that is appropriate to our code of ethics. This paper will talk about what a code of conduct is, my personal code of conduct, Entergy’s code of con duct, and why ethics statement is so important. Code of conduct â€Å"A code of conduct explains an organizationsRead MoreCodes Of Conduct And Code Of Ethics925 Words   |  4 Pagesexpertise which meet registration standards. There are distinctive competency standards, code of conduct and code of ethics for enrolled nurses, registered nurses and nurse practitioners. In addition, notations on the nurses registration limit their practice to a specific specialty such as those solely qualified to mental health nursing or paediatric nursing. As specified in the National Board standards and codes, registration requirements, relevant legislation, educational preparation, and contextRead MoreCode Of Ethics And Conduct1261 Words   |  6 PagesSummary The code of ethics and conduct is a written set of rules and regulations that provides guidance to employees of an organization on how to conduct themselves and carry out their duties in line with the organization’s principles. The code of ethics and conduct is also be backed up by suitable disciplinary actions. A code of ethics and conducts helps employees deal with ethical issues and other gray areas that they face as they execute their daily activities. An effective code of ethics and conductRead MoreEthics Of A Code Of Conduct903 Words   |  4 Pageshas been working with a code of conduct. As we all know the Code of Conduct reflects upon the ethical culture of an organization, which is taken from the company mission statement. This meeting is in part to address this concern and to deliver the importance of having a Code of Conduct in place, which will be beneficial for both UWEAR and PALEDEMIN. This is not to imply that unethical conduct has been taking place in either company, by having code of conduct in place will help to ensureRead MoreCode Of Ethics And Conduct1564 Words   |  7 PagesEthics is defined in multiple ways. These are considered as rules or regulations which sense the right or wrong doing related to any individual. Ethics in professional life can be defined as the sense of a person with which is responsible for controlling that routine practice of a particular person with which he can distinguish between right and wrong (Resnik, 2011). In professional fields, the importance of ethics can’t be denied. Every profession makes use of certain guidelines on the basis ofRead MoreEthics As A Code Of Conduct880 Words   |  4 PagesEthics, in politics, can be used as a ‘code of conduct’ – a set of rules or norms for diplomatic behaviour. When considering ethics as a constraint on states and political institutions, it can be argued to be powerful and influential. However, the question of whether politics can be improved by ethics is debatable. The aim of this essay is to highlight evidence for and against the notion of whether ethics can constrain and improve politics through the use of realism and cosmopolitanism, their argumentsRead MoreCode Of Ethics And Professional Conduct1274 Words   |  6 PagesReview of the Code of Ethics and Professional Conduct of BIP The Code of Ethics and Professional Conduct (CEPC) has been formulated on the basis of article 44, 45, 46, 47 of BIP constitution, to secure the rights and benefits of the Planners community in Bangladesh. CEPC not only provide guidance and support to the members of BIP on their lead in the professional field but also offers assurance to the client who avails the services of Planners. Members have the opportunity to express their opinionRead MoreEthics And Code Of Professional Conduct1598 Words   |  7 Pages(NMBA) Code of Ethics and Code of Professional Conduct. Failure to provide care within these parameters could lead to serious consequences for the patient and nurse themselves. Enrolled Nurses must work within certain legal and ethical parameters to ensure appropriate care is provided to patients and also so the nursing profession itself is upheld in a respectful and trusting manner. In order to work ethically, nurses are required to adhere to the code of ethics and code of professional conduct setRead MoreCode Of Ethics And Professional Conduct Essay1919 Words   |  8 PagesCode of Ethics and Professional Conduct Introduction Ethics and professionalism are the centerpieces of any organization that wants to conduct business in today’s global environment. The Project Management Institute (PMI) is an organization that believes in the principles that governs professional behavior and ethics. By a consensus decree of many countries worldwide; the PMI formed the Code of Ethics and Professional Conduct (CEPC) for project management. The CEPC became the standard that all projectRead MoreCode Of Ethics And Moral Conduct2316 Words   |  10 PagesCode of Ethics and Moral Conduct By Tim Bowles OMM660 Business Ethics and Social Responsibility Instructor Prof. Andree Swanson June 27, 2015 Introduction Since morals and morality require conscious choices, man is the only animal who can be moral or immoral. Thus, man is the only animal who can consciously, or purposely make moral choices: to think or not to think, to produce or usurp, to benefit or hurt oneself or others. The meaning of moral is simple and direct (e.g., the productive

Essay on Market Efficiency - 2044 Words

Market Efficiency In simple Microeconomics Market efficiency is the unbiased estimate of the actual value of the investment. The stock price can be greater than or less than true value till the time these deviations are arbitrary. Market efficiency also states that even though investor has got any kind of precise inside information will be unable to beat the market. Fama (1988) has defined three levels of market efficiency: 1. Weak-form efficiency Asset prices instantly and completely reflect all information of the previous prices. This means future price variations can’t be foreseen by using preceding prices. 2. Semi-strong efficiency Asset prices entirely reflect all of the publicly available data. Therefore, only investors with†¦show more content†¦Campbell (2000) concludes that despite difficulties, the proof for predictability has rational significant level of statistics. Most financial economists have accepted that aggregate returns do contain an important predictable element. 1. Dividend Yield Dividend price ratio of a stock is dividend received during a period divided by the price of the stock at the end of the period. Dividend yield is mathematically calculated by dividing the dividends received during the period by the price of the stock at the beginning of the period. Dividends yield is the measure of cash flow for each pound invested in an equity position. Supposedly, there are two companies C1 and C2. Both pay annual dividend of  £1. Stock of C1 and C2 is traded at  £10 and  £20 respectively. Then C1 has 10% dividend yield whereas C2 has only 5% dividend yield. The investor will surely prefer investing in C1 rather than C2. According to Fama (1988)’s certainty model dividend per share for a period grows at a constant rate and market interest rate which links future dividends to stock price is also constant. D(t)/ P(t-1) = r-g But, according to Goyal (2003) it has been observed that over the period dividend price ratio have become non-stationary. Neither the dividend-yieldShow MoreRelatedImproving The Efficiency Of The Market1198 Words   |  5 PagesTo improve the efficiency of the market, CRAs act as reliable information providers to collect and process information pertinent for the assessment of credit quality, and disseminate the results to financial market participants such as investors and portfolio managers. The rating information provided by CRAs will reduce information asymmetries in the market, and this will lead to a higher level of investor confidence, increased activities in the market and lower transaction costs. To begin withRead MoreThe Efficiency Of Stock Market Essay1814 Words   |  8 Pages2.1 Efficiency of Stock Market In the Stock Market, More number of efficiency is studied. Weak form efficiency of Indian capital market studies are supported.(Prusty , 2007 ; Mittal and Jain , 2009).Weak form efficiency of Indian capital market do not support by researcher (Pandey , 2003 ; Mishra , 2009). Weak form of efficiency does not rejected. In the Financial System stock market is very important Factor. In stock index future ,there is no significant volatility effect. A volatility index isRead MoreTest of Market Efficiency2717 Words   |  11 Pagesto have a success economic development. And the well organized financial system also affects the market efficiency. Eugene Fama (1960) classifieds the market efficiency into three categories: 1 Weak Form of efficiency: if current stock prices reflect all the information that from market transaction data, this capital market will be regard as weak efficiency. 2 Semi Strong Form of efficiency: if the current stock prices not only reflect the all the information include historical pricesRead MoreMarket Efficiency Theory - Essay1458 Words   |  6 Pagesâ€Å"Every event, no matter how remote or long ago, echoes across all other events.† (Mandelbrot, 2004) Modern financial implications perceive every action/reaction on markets as a result/cause of more complex, mutually dependent events. Studies of these relations began with the simplest ‘random walk’ hypothesis stating that price reactions are unforecastable. It was supported by ‘martingale’ stochastic process. Theoretically it is not possible to fully exist, as there would be no place for speculationRead MoreTypes Of Market Efficiency And Strong Form Efficiency Essay1943 Words   |  8 Pagesforms of market efficiency, weak form efficiency, semi-strong form efficiency and strong form efficiency. Also, this will also show a detail knowledge of the impli cation of the market efficiency supporting with theoretical model and giving a balance argument. Therefore, forming an opinion of the balanced argument reflecting on the stock market and share prices. This report will cover a balanced argument and supporting evidence of market vefficiency and how it may implicate the capital markets. ThreeRead MoreDifferent Forms Of Market Efficiency1656 Words   |  7 Pageslook at the different forms of market efficiency; these include weak-form efficiency, semi-strong-form efficiency and strong-form efficiency. I will then discuss the anomalies of this theory and apply it to the efficient market hypothesis and look at the potential implications that this can have on the efficient market hypothesis (EMH). The EMH is a theory that stated it was impossible to beat the stock market; the reasoning behind it was that the stock market efficiency causes all existing share valuesRead MoreInsider Trading and Market Efficiency6969 Words   |  28 PagesJournal of Finance and Accountancy Insider t nsider trading and market efficiency: Do insiders buy low and sell h high? Stephanie Roddenberry Longwood University Dr. Frank Bacon Longwood University ABSTRACT The purpose of this study was to test the semi-strong form efficient market hypothesis strong using insider sale and purchase announcements and their effect on the risk adjusted rate of return of the firms’ stock price. Past studies using varying methodologies, including the risk adjustedRead MoreHuman Psychology And Market Efficiency988 Words   |  4 Pagesthat involves frequent buying and selling of securities in an attempt to outperform the market. An active investor may use strategies such as technical analysis, fundamental analysis, or other advanced trading techniques. Algorithmic trading – also known as â€Å"black box trading† involves using a computer platform to buy or sell securities using predetermined variables including timing and price. When the market exhibits the desired characteristics the transaction will automatically execute. BehavioralRead MoreDefinition Of Forward Market Efficiency3854 Words   |  16 PagesDefinition of forward market efficiency Fama (1970) defined that if a forward market allows positive profits by speculation on average without market agents’ control, it can be considered that the forward market is efficient. The forward market as an information receiver, can adjusted the fluctuation of prices. Hence, Fama (1970) also asserted that if prices in a market can fully reflect all available information, then this market can regard as â€Å"efficient†. Definition of NDF market NDF is the abbreviatedRead MoreEssay on The Tests for Market Efficiency1875 Words   |  8 PagesDuring the 20th century, academic financial economists extensively accepted the efficient market hypothesis. Almost everyone was alleged that stock markets and securities market are highly efficient in response to any new information in the market. It was argued that when information regarding factors influencing market arises, the information spread like wild fire in the market and the prices of stocks adjust accordingly without any delay. This means that neither the fundamental analysis related

IT Control Free Essays

IT control is â€Å"A policy that provides a reasonable assurance that the information technology used by an organization operates as expected, that the data is reliable and the organization is in compliance with applicable laws and regulations.† It can be categorized into the management controls and application controls. Insufficient IT control means the organization fails to protect the information asset, which means the organization is more likely to suffer losses from the exploited threats. We will write a custom essay sample on IT Control or any similar topic only for you Order Now Log review is one of the IT control practice, it is the process of recording events that happened on the system, e.g. User login and Modification on files content. By monitoring system activity, it helps to detect any malicious activities that act against the system. For instance, if a company does not establish proper control: fail to create and review logs regularly, it fails to discover the malicious act of the staff: an IT staff tried to turn off / disable the system firewall without specific reason during business operating hours. This act allows all data packets to enter and exit the network unrestrictedly and put the system network at risk. Without the firewall protection, some malware includes computer viruses; worms and Trojan horses can easily spread across the network connection and infect all the computers that attached to the local area network. Therefore, data inside the system can be destroyed or stolen. Not only disrupting the business operation, the stolen data (include confidential information like customer banking account details) may also be released to an unauthorized party for conducting financial crimes – cause of data breach. The company may fine by the information commissioner’s office as it violates the data protection rule and expose customer sensitive information. We can see that insufficient IT control makes organizations become more vulnerable to outsiders’ attacks. Companies will find out that it is more difficult to retain customers due to their bad reputation and competitive disadvantages. How to cite IT Control, Papers

E-Commerce System Electronic Commerce Research

Question: Discuss about the E-Commerce System for Electronic Commerce Research. Answer: Introduction The development of business organization has been a result of the introduction of the E-commerce system operations of the organization. The use of the technological advancement and improved tools has helped in easing the operations of the business organization (Chiu et al. 2014). The E-commerce system provides the edge for increasing their business operations. The report has been made for analyzing the functions and development of E-commerce system for the operations of business organization. The study has been conducted by analyzing different journal articles like A case study of E-Commerce Strategies for Retail Businesses, Consumption of E-banking services by consumers in Pakistan and The Adoption of e-Banking: The Case of Omani Banks. A detailed critical analysis has been done in the report on the topic of E-commerce system. Role of E-commerce in expansion of market based business model E-commerce plays a very vital role for the expansion of the business operations and it improves the functionality of the organizations (Fang et al. 2014). The study and evaluation of the journal article A case study of E-Commerce Strategies for Retail Businesses consists of three case studies. The role of E-commerce for the expansion of market based business model has been described below: Capture of Emerging Markets: The Muldoons Mens Wear had been largely assisted for capturing the emerging market by the use of the E-commerce strategies and system. The reach of their products and name increased in nearby markets (Huang and Benyoucef 2013). The E-commerce has helped them to sustain local as well as some global market. Increased Customers: Muldoons Mens Wear has seen the growth of the number of customers with the implementation of the E-commerce and online facilities. The online shopping process has incremented the overall customers interest in the shop and their products. Focus on a specific group: The use of E-commerce strategies and system would help the business organization for focusing on a specific group of customers (Choi et al. 2013). The DetailsDirect have used E-commerce strategies and system for establishing their operations on a niche market and promoting their products for women and children. Variety of products: The E-commerce activities would provide the ease of promoting and marketing any specific product. The DetailsDirect has applied the E-commerce strategies and system to promote specific products and for attracting customers. Management of both online and traditional stores: The advent of E-commerce strategies and system has helped Totally Fun Toys for managing both online operations and traditional sales operation. The use of E-commerce activities would help in aligning the operations of the business organization for the business organization. Market Program Affiliation: The market program affiliation is also carried by the Totally Fun Toys with the assistance of E-commerce strategies and system. It has helped the company for allowing other companies to post and sell their products on the website of the Totally Fun Toys. However, the use of E-Commerce strategies and system has also resulted in bringing strong competitors, privacy issues, and security flaws for the business organization. These issues have to be dealt and overcome for getting the benefit of the E-commerce system and strategies. The growth of technologies has made the process of getting into the system possible (Da Costa 2016). Many cyber criminals and hackers get into the information system of different banks for extracting information from it. The information stolen can be misused for harassing the person and extracting economic benefit from them. Change of Relationship among vendors and suppliers with E-commerce The use of E-commerce would be helpful for establishing the relation between the vendors and the suppliers (Barnes and Hunt 2013). The companies doing E-commerce activities do not buy product and sell it from their inventory. They use the suppliers for delivering the product to the customers. The operations of the companies can be improved by the use of E-commerce processes for communicating with the different suppliers and vendors. The use of E-commerce would be helpful for establishing the relation between the vendors and the suppliers. There are many benefits for the use of E-commerce such as ease of communication, faster services, information sharing, accessibility, and proposals and offers that has changed the relation and operations between the vendors and suppliers (Zou et al. 2014). They are- Ease of communication: The development of business operations with the aid of E-commerce has resulted in increasing the efficiency of communications with different vendors and suppliers (Einav et al. 2014). The E-commerce acts as a platform for storage of data and information of the business organizations. These data can be sent to respective supplier and vendor for easing the process of communication with them. Hence, the process of the communication has been largely benefited with the assistance from the E-commerce system. Faster services: The most important benefit of the E-commerce system is the provision for faster services for the operations of business organizations (Campbell, Wells and Valacich 2013). The E-commerce system had assisted the organization for improving their operations and for getting faster services from the suppliers and providing faster services to the vendors. The relationship with the vendors and suppliers has been largely improved with the help of E-commerce activities. Information sharing: The E-commerce acts as a platform for storage of data and information of the business organizations (Sila 2013). The data storage in the E-commerce system is automatic and the data can be updated faster than traditional business organizations. These data can be sent to respective supplier and vendor as a mean for information exchange. The information includes data like stock requirements, order details, estimated price and profit margin required. It would help the company for getting the services with minimum chances of error. Accessibility: The E-commerce has acted as the platform for accessing information and data (Da Costa 2016). Even the operations of the business organization and strategies can be improved by the help of access to prior records and data. The use of the E-commerce platform would assist the business organization for large set of data access and preparation for future outcomes. Proposals and offers: The use of E-commerce system has helped in providing various offers, schemes and proposals to the vendors or suppliers. It has helped in making a friendly relation with the suppliers and vendors and increasing the transactions. Barriers of E-banking for customers and banks E-banking refers to the term used for the process of using the Internet as a source of banking operations (Goi 2015). The transactions such as payment, balance enquiry, and mini statement can be completed with the help of online options on the bank site. The growth and development of the e-commerce has been possible with the help of implementation of the e-banking processes. The technology acceptance model has been specifically used for describing the relationship among the system designs and its operations. There are three main predictors for the use of internet as an option for the banking activities and they are Trust, Compatibility, and Ease of Use (Chong, Seow and Lee 2015). The barriers to the use of E-banking are primarily the security issues. Some other barriers are lack of knowledge and complexity. They have been explained in the following points: Security issues: Security is the most primary issue that plays a major role for development or uproot of any system (Fonseca 2014). The E-banking system includes the operations of banks such as payment, balance enquiry, and statements. These operations require the storage of huge amount of data and information such as account and personal details of the customers. Hence it is very important for keeping these information and data secured and confidential. The different security designs and features like firewall and IDS are used for protecting the system from any external infiltration (Liebana-Cabanillas, Munoz-Leiva and Rejon-Guardia 2013). However, the growth of technologies has made the process of getting into the system possible. Many cyber criminals and hackers get into the information system of different banks for extracting information from it. The information stolen can be misused for harassing the person and extracting economic benefit from them. Lack of Knowledge: The other barriers for the development and implementation of E-banking system for all the banking operations include the lack of knowledge (Mermod 2015). The technology has been in state of forever modifications and there is always scope for development of their functions. It has been seen that every year some new technology (latest technology discovered is Nano Technology) has been developed and is made ready for implementation in the commercial operations (Kumar and Sriram 2016). However, the human insights are limited for understanding all aspects of technology in whole. Complexity of operations: The other barriers for the development and implementation of E-banking system for all the banking operations include the barrier of complexity (Fatima 2015). The system defined for the operations of E-banking system include a system structure where all the processes take place systematically. The advancement of the technology has increased the operations of the business organization and brought about a number of functions in the E-banking system (Jaiswal, Awasthi and Bhasin 2015). It has resulted in increasing the level of complexities of understanding the system and operations. Hence, the small scale industries avoid the system due to its complex structure and operations. Dependency on Internet: The E-commerce system has to be dependent on the Internet services that might not work all time due to any technical errors (Pham et al. 2013). The E-banking transactions can fail due to server crash and run time errors. Hence the E-banking system lacks the operation functionality in case of Internet issues. Absence of training programs: The lack of advanced training programs for the operations of E-commerce system has resulted in limiting the scope for the development of the E-commerce system. The overall benefits of the use of E-banking include the features of time saving, easy to use, and cost efficient (Fonchamnyo 2013). Hence, a strong E-banking structure must be made for dealing with the security flaws and other barriers. Recommendations for E-banking system The business organization has been using the technological advancement and improved tools for easing their operations. They have incorporated E-banking for optimizing their banking operations such as transactions of payment, balance enquiry, and mini statement. The e-commerce has been possible with the help of implementation of the e-banking processes. However there are some barriers to the use of E-banking like the security issues, lack of knowledge and complexity. These barriers have affected the utilization of the E-banking system for the business organization. The suggestions for the business organization are- Improved security: The improved security designs of the E-banking system would assist in easing the operations and implementation of the E-banking system. The improvement of the security features could be achieved by the use of the technological development. The different security designs and features like firewall and IDS are used for protecting the system from any external infiltration. Secured Design of operations: The secured designs would ease the process for implication of the E-banking system. The secured design would help in assisting the privacy of information and data stored. The secured design would require the implementation of the security features mentioned above. The IDS and IPS works in pair for detecting any intrusion in the system or network. The IDS would alert the system for intrusion by sending a signal or message to the main server for ceasing all the operations of the system or server. However, IPS would be helpful for keeping the extrusion away from the main system. Training of members: The E-banking system has the disadvantage of members of the organization not understanding the system and its operations. The E-banking technology has developed with the vast stretch of technology and techniques. The advancement of the technology has resulted in increasing the level of complexities of understanding the system and operations. The lack of understanding can be dealt by training the employees to deal with the problems faced in using the E-banking system. Limitation of Access: The private and confidential information like account and personal details of the customers and bank records is very confidential and it is important for keeping these information and data secured and private. The limitation of the access to information and data would assist in keeping the data privacy checked and regulated from infiltration. It can be implemented by using authorization and verification of user with the help of password system. App Development: The modern technology like Smartphone can also be used for improving the operations of the E-banking. An app for Smartphone must be used for improving the operations of the e-banking system. Hence, it can be said that the use of E-banking can be improved by integrating the operations of the business organization with improved security features and secured designs. The E-banking structure and operational features has to be incorporated and made clear to the members of the organization. Conclusion It can be concluded from the report that the E-commerce and E-banking plays a major role for the operations of present business structure. The report has been made for the analysis of the E-commerce system and its role in operations of the business organization. The study has been done by researching the provided. The role of the E-Commerce and E-banking in the business organizations are for capture of emerging markets, increasing customers, focusing on a specific group, introducing variety of products and services, management of both online and traditional stores, market program affiliation, transactions of payment, balance enquiry, and mini statement. The recommendations for the security and successful implementation of E-banking are improved security features, training to users, and secured designs. References Chiu, C.M., Wang, E.T., Fang, Y.H. and Huang, H.Y., 2014. Understanding customers' repeat purchase intentions in B2C e?commerce: the roles of utilitarian value, hedonic value and perceived risk.Information Systems Journal,24(1), pp.85-114. Fang, Y., Qureshi, I., Sun, H., McCole, P., Ramsey, E. and Lim, K.H., 2014. Trust, Satisfaction, and Online Repurchase Intention: The Moderating Role of Perceived Effectiveness of E-Commerce Institutional Mechanisms.Mis Quarterly,38(2), pp.407-427. Huang, Z. and Benyoucef, M., 2013. From e-commerce to social commerce: A close look at design features.Electronic Commerce Research and Applications,12(4), pp.246-259. Choi, H., On, R. and Varian, H.R., Google Inc., 2013.E-commerce price index. U.S. Patent 8,374,907. Da Costa, E., 2016.Global e-commerce strategies for small businesses. 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Is There A Solution in Biometrics?.The Journal of Internet Banking and Commerce,2011. Chong, Y.L., Seow, A.N. and Lee, E.H., 2015. The adoption of e-banking among rural SME operators in Malaysia: An integration of TAM and TPB.The Josai Journal of Business Administration,11(1), pp.39-49. Libana-Cabanillas, F., Munoz-Leiva, F. and Rejn-Guardia, F., 2013. The determinants of satisfaction with e-banking.Industrial Management Data Systems,113(5), pp.750-767. Mermod, A.Y., 2015. Customer's Perspectives and Risk Issues on E-Banking in Turkey; Should We Still be Online?.The Journal of Internet Banking and Commerce,2011. Pham, L., Cao, N.Y., Nguyen, T.D. and Tran, P.T., 2013. Structural models for e-banking adoption in Vietnam.International Journal of Enterprise Information Systems (IJEIS),9(1), pp.31-48. Jaiswal, B., Awasthi, M. and Bhasin, S., 2015. An Evaluation of Indian E-Banking Industry (A Case Study of State Bank of India: Lucknow Circle, Uttar Pradesh).Asian Journal of Research in Banking and Finance,5(4), pp.45-55. Kumar, P.M. and Sriram, B., 2016. Customer Satisfaction on E-banking Services QualityAn Analytical Study on Banks in Oman.Asian Journal of Research in Banking and Finance,6(10), pp.10-29. Fonseca, J.R., 2014. e-banking culture: A comparison of EU 27 countries and Portuguese case in the EU 27 retail banking context.Journal of Retailing and Consumer Services,21(5), pp.708-716. Fonchamnyo, D.C., 2013. Customers' perception of E-banking adoption in cameroon: an empirical assessment of an extended TAM.International Journal of Economics and Finance,5(1), p.166.